Reduce the cost
Never mind that property prices are rising, the cost of moving home is also
rapidly increasing. However there are some ways you can cut the cost
Forget the impending prospect of an interest rate rise and the fact that
house prices seem to be coming out of last years slump. If youre
thinking of moving, youll probably already have taken these things
What might surprise you is the cost of actually moving into a new home. As
house prices have risen, so too has the cost of everything else associated
with bricks and mortar, and thats without even thinking about things
like stamp duty.
As house prices have risen, so too have agents fees. Most sellers still
use them for convenience sake, although you could save quite a bit of money
by selling yourself. The disadvantage of that is you will have to answer
all the enquiries, do all the viewings and chasing of solicitors, etc. yourself.
If you want to sell yourself, there are many property websites to choose
Its unlikely youll be able to save money by taking on this
responsibility yourself (unless you are a solicitor by trade that is). You
could try negotiating a discounted rate but other than that you may have
to accept the cost.
This is one area where you can cut costs but it could cost you later. You
can go for a basic survey and if a problem isnt spotted before you
buy the property, it will end up coming out of your pocket. Or you can play
it safe and spend the money on a comprehensive structural survey, although
there may be nothing wrong with the property. The choice is yours. Ask your
family or friends if they recommend a particular firm.
You could do this yourself, saving the cost of a removal firm. It really
depends on how much you have to transport and how far it has to go. If
youre not moving far, you could make several car journeys (depending
on the size of your car), if youre going further and youve got
more to transport you could hire a van.
If you need a removal firm, bear in mind that they will be cheapest at the
beginning of the week and most expensive at the weekend.
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Please note that articles on this site do not constitute regulated
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of your personal circumstances. The articles are intended to provide general
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Call 0800 085 3250 for details of IFAs in your local area. Any statement
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